Is a Reverse Mortgage right for you?

A reverse mortgage may be a good option for you if:

You are over 62
You own your own home
You owe less than 50% on your current mortgage
You would like to unlock more funds for your retirement
You would like to renovate your home
You would like an extra line of credit for emergencies or home repairs
You need help covering everyday expenses and want to improve your quality of life
You want to pay off your existing high interest rate mortgage and free-up that income
You want to pay off non-mortgage debt
You want to lock in your home equity to protect you from declining housing prices
You want to postpone using other retirement income such as 401K or Pensions
You want to maximize your social security benefits

How does the Reverse Mortgage process work?

At Intelligent Reverse, we break the process down into 4 easy steps:

Educate:

Step 1

Educate:

First, educate yourself about all aspects of retirement planning. Visit our Intelligent Reverse YouTube channel for helpful retirement planning videos. Also visit our News & Information Page for helpful retirement articles, news, and materials to put the informed power of decision in your hands.

Connect:

Step 2

Connect:

When you are ready to take the next step, give us a call at (445) 209-3613
or fill out our contact form and one of our reverse mortgage specialists will answer any questions you may have and help you understand how to use a reverse mortgage to bolster your retirement planning.

Apply:

Step 3

Apply:

Our Reverse Mortgage Specialist will walk you through the entire process from start to finish. Simply put, applying for a reverse mortgage involves meeting eligibility criteria, talking with one of our mortgage specialists to make sure you fully understand the reverse mortgage process, submitting an application, and having your home appraised. Once approved, your funds are dispersed in a matter of days. We make the process as simple for you as possible and ensure that you take control of your options.

Manage:

Step 4

Manage:

We follow up with you to ensure that you get your funds in the manner of your choosing. We continue to answer your questions and support you and your family as you take this next step.

Not sure if a reverse mortgage is right for you?

That’s OK! That’s why we are here.

Click here to contact us

What are my options for receiving funds ?

Line Of Credit

Line Of credit

With a line of credit, you only pay interest on the money you use. The amount of money available to you grows over time. Use this option to freeze your home’s value

Lump Sum

This is a good choice if you want to use the money for a large purchase. However, borrowing a lot of money at once is risky. If you borrow more than you need, you will pay interest on all of it even if you don’t need it.

Monthly Payout

This is a good choice if you need additional monthly income to cover daily living expenses.

HECM (Reverse Mortgage) for purchase

You can purchase a new home using a reverse mortgage. If you are downsizing and you sell your current home, you can use a reverse mortgage to buy your new home.